Personal Credit Cards

Ease … Convenience … Security … Enjoy ALL the benefits of a personal credit card from Kennebec Federal Savings!

Tired of high interest rates or annual fees?  We have the perfect credit card for you.  Choose our lowest rate card or choose a card with rewards.  Either way, you'll pay no annual fee.   Get the credit you need while enjoying attractive rates and fewer fees.

MasterCard Platinum Low Rate Card

Features
  • No annual fee.
  • Low introductory rate for the first six months.1 
  • Competitive ongoing Annual Percentage Rate (APR). 1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
Benefits
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits.
  • Unlike some card offers, the APR 1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
Fees
  • Other fees may be charged. These fees are listed on the application

Mastercard World / Preferred Points Rewards Card

Features
  • Earn points you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • Low introductory rate for first six months. 1
  • Competitive ongoing APR. 1
  • No annual fee.
  • 25-day interest-free grace period on all purchases. (No grace period on cash advances.)
Benefits
  • Redeem your rewards points for cash-back awards, retail gift cards, travel, and a wide variety of merchandise including cameras, MP3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards, and more.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
  • 24-hour toll-free live customer-assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits.
  • Unlike some card offers, the APR 1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
Fees
  • Other fees may be charged. These fees are listed on the application.

Extraordinary Benefits from MasterCard® include:

  • Concierge Service 2
  • Price Protection
  • Baggage-Delay Insurance
  • Car Rental Collision Damage Waiver Insurance
  • Extended Warranty
  • Travel Assistance
  • Roadside Assistance
  • Purchase Assurance
  • Travel Accident Insurance

1 Please see application for information about current APRs and fees.

2 Concierge Services available with World MasterCard only.  Certain restrictions apply. These are detailed in the applicable-benefits brochure received with your new credit card.

Apply Today

  • Download application
  • Type the information in the form, then print the application; or print the application and then complete it, using a blue or black pen.  Paper applications are also available at our local branch office.
  • Return your completed application to a KFS branch; or fax your completed application to the Card Service Center at 877-809-9162.; or mail your completed application to:  Card Service Center, PO Box 569120, Dallas, TX 75356-9120.

 

 

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