Quick Links



Online Mortgage Center


Applying online is easy and takes as little as 20 minutes.

  1. Click "Apply Now" below the picture of your lender to apply online.
  2. When you have completed the application, click "Submit".
  3. Your KFS Lender will contact you by the end of the next business day to answer your questions and explain what will happen next.

Darla Frost

Darla Frost





Loan Officer





NMLS #637546

Apply Now







KFS Advantages

Personal Assistance

  • Our goal is to make you feel as comfortable as possible by answering your questions, keeping you informed, and explaining your options.  Whether you are a first-time homebuyer or an experienced homeowner, our mortgage professionals will work with you to find the mortgage that's right for you.  They will be happy to answer any questions you have.  Call 1-888-249-0606 or email mortgagepros@kfsavings.com. 

Fast and free pre-approvals!

  • Feel confident making an offer on your dream home when you know how much house you can afford.

Approval in minutes, not days!

  • Don't spend days worrying and wondering.  A fast loan decision means less stress and a quicker closing date for your home loan.

Confused about which product to choose?

  • Our mortgage lenders are ready to answer your questions and help you find the mortgage that makes sense for you.  Call 1-888-249-0606 or email mortgagepros@kfsavings.com