Mortgage Team

Make your homeownership dreams come true!

Whether you are a first-time homebuyer or an experienced homeowner, our team of mortgage professionals is committed to helping you achieve your homeownership goals.  We will take the time to understand what is important to you so we can provide the personalized attention you deserve.

You’ll benefit from:

  • Fast, FREE pre-approvals . . . so you can feel confident making an offer on your dream home, knowing exactly how much house you can afford.
  • Approval in minutes, not days . . . so you don't spend days worrying and wondering. You’ll have less stress, and get a quicker closing date for your home loan.
  • Personal, professional assistance . . . that will answer all your questions, keep you updated, and keep you fully informed of your options throughout the home buying process.

Contact a KFS Lender today!

Melissa Brugnani, Loan Officer

NMLS #462539


About Melissa

Melissa's down-to-earth, neighborly spirit and diverse background in banking  make her an exceptional resource for your mortgage needs.  Melissa will work with you to understand your goals, answer your questions, and find the financing options that are just right for you.  Melissa specializes in purchase, refinance, and construction mortgages, and particularly enjoys helping first-time buyers achieve their dream of owning a home.   Melissa can assist you with  home-equity lines of credit and second mortgages loans, as well.

Melissa has worked in banking for more than 20 years and has been with Kennebec Federal Savings since 2017.

Contact Melissa Brugnani:

Call 207-873-5151 or toll-free 1-888-249-0606.

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Joshua Herlihy, Branch Manager

NMLS #1779359


About Joshua

Joshua brings over 10 years of customer service experience and 6 years of banking experience to support your banking and financing needs.   Joshua specializes in helping homeowners utilize the equity in their home to achieve their goals through home-equity lines of credit and second mortgages loans.

Joshua has been with Kennebec Federal Savings since 2013.  A resident of the area all his life,  Joshua has keen knowledge of the local area, its people, and their banking needs.

Contact Joshua Herlihy:

Call 207-873-5151 or toll-free 1-888-249-0606.



Our KFS team members are ready to answer your questions and help you find the perfect mortgage for you. Please call 1 (888) 249-0606 or email for more information about our mortgage services. 

For your protection, do not send personal or confidential information such as account numbers, social security numbers, passwords or PINs via email.


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