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Home Equity Lines

Use the Equity in Your Home to Finance Your Dreams

Use the equity in your home to finance home improvements, education, vacations, automobiles, consolidate debt, and more. 

For a limited time, Lock in a great low rate on a new home equity line with KFS.

  3.99for the first 12 months*

  • No Application Fees
  • No Annual Fees
  • No Minimum Loan Amount

A home equity line of credit offers you flexibility and easy access to funds. This is a variable rate revolving account that allows you to borrow funds, repay them, and borrow again.

  • Borrow up to 85% of the value of your home
  • Access funds by writing a check to anyone, anytime, anywhere
  • Interest paid may be tax deductible - please consult your tax advisor

Choose Your Lender and ApplyContact Us for More Information

*Annual Percentage Rate (APR) is discounted to 3.99% for the first 12 months. After the first 12 months, the rate will vary and be equal to the Prime Rate published in the Wall Street Journal, currently 5.50%.  Maximum APR is 18%.  Property insurance is required.  Loan to value ratio cannot exceed 85%. Offer is limited to new home equity lines on 1 – 4 family owner occupied properties.  Deposit account with automatic payment required.  Other programs available.  Ask a Loan Officer for complete details and disclosures.