Ask us about our low and NO down-payment plans!
Do you dream of buying your first home? Our experienced mortgage team is here to make it easier for you to buy your first home with financing programs specifically for first time homebuyers. Eligible first-time homebuyers can benefit from fixed-interest rates and low or no down-payment requirements. Our team will work with you to identify the best mortgage options for you.
BONUS BENEFIT for ALL Home Buyers!
If you have not held an ownership interest in a home for the past 3 years, you may be eligible for a first-time homebuyer mortgage.
Our goal is to make you feel as comfortable as possible by answering your questions, keeping you informed, and explaining your options. You can feel secure knowing Kennebec Federal Savings provides:
Maximize Your Down Payment with Kennebec Federal Savings!
With the KFS Down Payment Savings Program, you have the opportunity to double the interest you earn on your Down Payment Savings account AND get an extra $500 bonus to be used toward closing costs or down payment on your KFS mortgage loan.*
*Property must be located within KFS’s lending area and must be occupied as your primary residence. Business entities and purchasers of investment properties are not eligible to participate.
At Kennebec Federal Savings, you'll find financing programs specifically designed for first-time homeowners. Among these options are:
Preliminary Information Needed for Your Loan Application
Get More Help!
Need more assistance regarding your first-time homeowner mortgage? Contact us! We are happy to help!