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Personal Credit Cards

Kennebec Federal Savings personal credit card is the only card you’ll need for everything you do. 

These extraordinary benefits are included with MasterCard® personal credit cards:

  • Concierge Service* (available with World MasterCard only)
  • Price Protection
  • Baggage Delay Insurance
  • Car Rental Collision Damage Waiver Insurance
  • Extended Warranty
  • Travel Assistance
  • Roadside Assistance
  • Purchase Assurance
  • Travel Accident Insurance
  • Certain restrictions apply. See details in the benefits brochure received with new credit card.   

Choose the card that is right for you - a Low Rate Personal Card or Preferred Points Rewards Personal Card.

Low Rate Personal Card

Features

  • No annual fee.
  • Low introductory rate for the first six months.*
  • Competitive ongoing APR.*
  • 25-day interest-free grace period on all purchases. (No grace period on cash advances.)

Benefits

  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net. (www.cardaccount.net)
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits.
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees

  • Other fees may be charged. These fees are listed on the application.

 Apply Now

Preferred Points Rewards Card 

Features

  • Earn points you can redeem for rewards.  Earn one point for each dollar spent, up to 10,000 points per month.
  • Low introductory rate for first six months.*
  • Competitive ongoing APR.*
  • No annual fee.
  • 25-day interest-free grace period on all purchases. (No grace period on cash advances.)

Benefits

  • Redeem your rewards points for cash-back awards, retail gift cards, travel, and a wide variety of merchandise including cameras, MP3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards, and more.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191. (www.mypreferredpoints.com)
    24-hour toll-free live customer-assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net. (www.cardaccount.net)
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits.
  • Unlike some card offers, the APR 1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees

  • Other fees may be charged. These fees are listed on the application.

Apply Now

*Please see application for information about current APRs and fees.

Apply for a Personal Credit Card

  • Download the Personal Credit Card Application.
  • Enter your information in the fillable form and print the completed application, or print the application and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
  • Fax your completed application to the Card Service Center at 877-809-9162 or mail your completed application to:

Card Service Center
PO Box 569120
Dallas, TX 75356-9120

 

Business Credit Cards 

Extraordinary MasterCard® BusinessCard benefits include:

  • Car Rental Collision Damage Waiver
  • Extended Warranty
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Roadside Assistance
  • Baggage Delay Insurance

 

Choose the card that is right for your business! 

Standard Card

Features
  • No annual fee.
  • Competitive ongoing APR.*
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual and summary billing options.
Benefits
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits.
Fees
  • Other fees may be charged.  These fees are listed on the downloadable application.

Apply Now

Preferred Points Rewards Card

Features
  • Earn one reward point for each dollar spent, up to 10,000 points per month.
  • Low annual fee of $49.00 per account.
  • Competitive ongoing APR.*
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual billing option only.
Benefits
  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits.
Fees
  • Other fees may be charged.  These fees are listed on the downloadable application.

Apply Now

Apply for a Business Credit Card

  • Download the Business Credit Card Application.
  • Enter your information in the fillable form and print the completed application, or print the application and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
  • Supporting documents vary depending on the type of business you have. See chart below.
  • Fax your completed application to the Card Service Center at 877-809-9162 or mail your completed application to:

Card Service Center
PO Box 569120
Dallas, TX 75356-9120

  *Please see application for information about current APRs and fees.