COVID-19 Announcments

Dear Customers and Friends,

The health and well-being of our employees and customers is of utmost importance to us.  We continue to actively monitoring COVID-19 developments and taking proactive measures to meet customers’ needs while taking steps to protect the health of our employees, customers, and community.

Be assured, we are here for you and are committed to serving your banking needs with the highest level of quality, friendly service.  

Here’s what you need to know:

Drive-Up Banking is OPEN

Our Washington Street drive-up is open and staffed by our friendly, knowledgeable Customer Service team.  Drive-up hours:

Monday - Thursday: 8 a.m. to 5 p.m.
Friday: 8 a.m. to 5:30 p.m.
Saturday: 8:30 a.m. to 1 p.m.

Online & Mobile Banking

Virtually all transactions can be performed using our electronic banking services.   Even new deposit accounts may be opened online at or through our mobile app.  Feel free to call during regular business hours for assistance with any of our online services.


KFS ATMs provide customers with convenient 24/7 access to withdraw funds, transfer funds, or make deposits at our Main Street and Washington Street branches.  You can also find a list of free nationwide ATM locations by going to 

Call Us

As always, you can reach us during normal business hours for all of your banking needs.  We have people dedicated to answering your call. 

Monday - Friday: 8:30 a.m. to 5:00 p.m.
Saturday: 8:30 a.m. to 1 p.m.

Call 207-873-5151.  Fax to 207-873-5673.  Send a Secure Message


Be assured,our lending deparment is fully operational and ready to meet your loan needs.  Please call us at (207) 873-5151 or apply online.

Apply for a Mortgage    Apply for a Personal Loan

If you are an existing loan customer having difficulty making your payments, please call us at 207-873-5151.  Our loan servicing staff can provide information and discuss solutions that may be available to you.

Secure Night Depositories

You can make deposits after business hours in our secure night drop depositories at both KFS branch locations.





Find UsLocation & Hours Call UsToll-Free (888) 249-0606 Send aSecure Message Like Uson Facebook

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