COVID-19 Announcments

Dear Customers and Friends,

The health and well-being of our employees and customers is of utmost importance to us.  We are actively monitoring COVID-19 developments and taking proactive measures to meet customers’ needs while taking steps to protect the health of our employees, customers, and community.

Beginning Thursday, 3/19/20,  branch banking will be available through DRIVE-UP ONLY.  KFS branch lobbies will be closed until further notice.

First and foremost, please understand that we did not take this decision lightly. We hope to reduce the spread of COVID-19 throughout the community and keep our customers and employees as safe as possible during this unprecedented time.

Be assured, KFS operations will continue and we will still be here for your banking needs with the highest level of quality, friendly service, as usual. Here’s what you need to know:

Drive-Up Banking is OPEN

Our Washington Street drive-up will remain open during normal business hours. Our Customer Service team will be there to process your transactions and answer your questions.

Monday - Thursday: 8 a.m. to 5 p.m.
Friday: 8 a.m. to 5:30 p.m.
Saturday: 8:30 a.m. to 1 p.m.

Online & Mobile Banking

Virtually all transactions can be performed using our electronic banking services. Even new deposit accounts may be opened online at or through our mobile app.


KFS ATMs provide customers with convenient 24/7 access to withdraw funds, transfer funds, or make deposits at our Main Street and Washington Street branches.  You can also find a list of free nationwide ATM locations by going to  

Call Us

As always, you can reach us during normal business hours for all of your banking needs.  We have people dedicated to answering your call. 

Monday - Friday: 8:30 a.m. to 5:00 p.m.
Saturday: 8:30 a.m. to 1 p.m.

Call 207-873-5151.  Fax to 207-873-5673.  Send a Secure Message


Be assured, we are still able to meet your loan needs. Please call us at (207) 873-5151 or apply online.

Apply for a Mortgage    Apply for a Personal Loan

If you are an existing loan customer having difficulty making your payments due to this situation, please call us at 207-873-5151. Our staff is ready to provide financial guidance and discuss solutions that may be available to you.

Secure Night Depositories

You can make deposits after business hours in our secure night drop depositories at both KFS branch locations.

Future Notifications

As updates are available, we will notify you via email and post announcements on our website and to social media profiles.  For more information on the COVID-19, visit or download the CDC’s document, Keeping workplaces, homes, schools, or commercial establishments safe.





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