Business Checking

Welcome to easy, affordable banking for your business!

You’re in business to make money.  We’re in business to help with affordable Business Checking solutions, loaded with everything you need to keep your business running smoothly, so you can focus on your business, not your banking.

With KFS Business Checking, you can enjoy all the big bank services plus the personal attention that's missing from banking these days.  We’re small, friendly, and deeply committed to the success of our customers and our community.

Choose your KFS Business Checking account today!

Feel Free Business Checking

Get big help for your small business! If your small business has limited monthly transactions, this account is right for you.

  • $50 minimum opening deposit
  • No monthly minimum balance requirement
  • No monthly maintenance fee
  • First 300 transactions FREE each month*
  • Free MasterCard® Debit card
  • Free Online Banking; bill payment and eStatements

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*Transactions include deposits, checks written, checks deposited, debits, and credits. Only 15 cents per item over 300.

Small Business Rewards Checking

Earn premium interest and nationwide ATM fee refunds for the business-finance transactions you are probably already doing!* No monthly maintenance fees and no minimum balance requirements.

  • $50 minimum opening deposit
  • Earn our highest rate for a business checking account each month you qualify*
  • Earn ATM fee refunds nationwide each month you qualify*
  • First 300 transactions FREE each month**
  • FREE MasterCard® Debit card
  • FREE  Online Banking; bill payment and eStatements

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*Qualifications:  Have at least 2 automatic external payments post and settle, be enrolled in and access Online Banking, Enroll and receive electronic statements, maintain a daily balance of $1,000 or more.  **Transactions include deposits, checks written, checks deposited, debits, and credits. Only 15 cents per item over 300.

Business NOW Checking

Interest checking for 501(c)(3) nonprofits, sole-proprietors, and government entities. Earn a competitive interest rate on your balance.

  • $50 minimum opening deposit
  • First 200 transactions FREE each month
  • $5 monthly fee waived if your average balance is $1,000 or more each month
  • Interest rate increases with your account balance
  • Free MasterCard® Debit card
  • Free  Online Banking;  bill payment and eStatements

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IOLTA Checking

Kennebec Federal Savings’ IOLTA (Interest on Lawyers Trust Account) Checking pays interest on funds held in escrow. Interest earned on the account is automatically transferred to the Maine Bar Foundation.

  • $50 minimum opening deposit
  • First 200 transactions FREE each month
  • $5 monthly fee waived if your average balance is $1,000 or more each month
  • Interest rate increases with your account balance
  • Free Online Banking;  bill payment and eStatements

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