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10 Year Fixed Rate Mortgage
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KFS could save you
THOUSANDS on your mortgage! You'll
consistently find some of the best rates around at KFS.
And you won't pay an application fee or document
preparation fee at KFS. Apply
online or call a KFS Lender today to or find out how
much KFS can save you.
3.19% Rate |
3.25% APR*
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- No application fee
- Decisions in Minutes, not
days
- Local service even after
you close
Call today!
1.888.249.0606
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*Rate =
3.19%. APR (Annual Percentage
Rate) = 3.25%. Valid for 1-4 family
owner-occupied property only. 10 Year fixed rate
mortgage loan to be repaid in 120 monthly payments of
49.74 per $1,000 borrowed. Payments do not include
amounts for taxes and insurance premiums, if
applicable. Actual payment obligation will be
greater. hazard insurance is required on the
property that secures the loan. Rates are accurate
as of 1/17/12 and are subject to change without
notice. Ask a loan officer for the most current
rate information. |
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KFS Rewards Checking & KFS Rewards Saver
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Earn big-time interest and
nationwide ATM fee refunds**for the things you are
already doing! KFS Rewards Checking pays premium
interest and refunds ATM fees nationwide. Rewards
earned on KFS Rewards Checking are automatically
transferred to KFS Rewards Saver. These FREE
accounts work together so your savings builds
itself. There are no monthly
fees and no minimum balance requirements. Learn more.
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KFS Rewards CHECKING
2.25% APY* Rewards Rate
(on balances up to $35,000)
.50% APY* Rewards Rate
(on portion of balance over $35,000)
0.05% APY* Base Rate
(paid on all balances if qualifications are not met)
KFS Rewards SAVER
0.75% APY* Rewards Rate
(on balances up to $100,000)
.25% APY* Rewards Rate
(on portion of balance over $100,000)
0.15% APY* Base Rate
(paid on all balances if qualifications are not met)
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*Minimum to open account is $1 for KFS Rewards Checking and $25 for KFS Rewards Saver. Annual Percentage Yield (APY) accurate as of
10/27/2011. KFS Rewards Checking rate tiers are as follows: 2.25% APY applies to balances of $0-$35,000 and 0.50% APY applies to balances over $35,000 if qualifications are met during monthly qualification cycle. 0.05% APY applies to all balances if qualifications are not met. The advertised KFS Rewards Checking APY is based on compounding interest. The interest earned in KFS Rewards Checking is automatically transferred to KFS Rewards Saver each statement cycle and does not compound. The actual interest paid may be less than the advertised APY. KFS Rewards Saver rate tiers are as follows: 0.75% APY applies to balances of $0-$100,000 and 0.25% APY applies to balances over $100,000 if qualifications are met during monthly qualification cycle on KFS Rewards
Checking. 0.15% APY applies to all balances if qualifications are not met on KFS Rewards Checking. All balances will earn 0.25%-0.75% APY if qualifications are met on KFS Rewards Checking. Qualifying transactions must post and clear KFS Rewards Checking during monthly qualification cycle. Transactions may take one or more banking days from transaction date to post to an account. Rates may change
after account is opened. Fees may reduce earnings. **Unlimited ATM Fee refunds (KFS Rewards Checking account only) provided only if qualifications are met within monthly qualification cycle.
No
minimum balance requirement. No monthly service
charge. Available for personal accounts
only.
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KFS Tunes Checking
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Earn iTunes® downloads and
Nationwide ATM fee refunds with the KFS Tunes Checking
account!
Earn $10 in downloads when you open your account, then
earn $5 each month that you qualify. Plus
we'll refund you ATM fees nationwide every month you
qualify. KFS Tunes comes with free online banking and bill
pay and there are NO monthly fees and NO minimum balance requirements.
Learn more.
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To earn iTunes downloads and get Nationwide ATM fee
refunds*, meet these 3 easy qualifications each cycle:
- Make 10 debit card purchases
- Enroll and receive electronic statements
- Access online banking
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Earn
iTunes® download refunds up to $10 with initial
account opening regardless of qualifications. Earn up to
$5 in iTunes download refunds each cycle the qualifications
are met. If you do not meet the qualifications one
cycle, your account will still be free; however, it will not
receive ATM refunds or iTunes refunds for that time
period. No minimum balance required. No monthly
service charge. You must deposit a minimum of $10 to
open this account. Available to personal accounts
only. iTunes must be purchased with the KFS debit card
associated with your KFS Tunes account. *ATM fee refunds
up to $25 per statement cycle when qualifications are
met. iTunes is a trademark of Apple, Inc. This
program is not endorsed by iTunes or Apple® nor is
there any actual or implied joint venture, partnership or
relationship of any kind between KFS and Apple's iTunes.
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