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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
Mortgage Interest Rates
Rates Updated: 2/5/2012
Deposits
Loans
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Mortgages
Construction Loan
*
Annual Percentage Rate
Product
Term
Points
Interest Rate
APR
*
Payment/$1000
One-closing Construction Loan
30 Years
0
4.775%
4.90%
$5.23
20 Years
0
4.625%
4.79%
$6.39
15 Years
0
4.250%
4.46%
$7.52
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There is a $1,000 construction fee on all construction loans.
Adjustable rate mortgages are also available. Please ask a loan officer for details.
Other mortgage programs are available. Please ask loan officer for details.
Rates are subject to change without notice. Please ask a loan officer for the most current rate information.
Kennebec Federal Savings reserves the right to grant loans consistent with Bank policy and practice which may include geographic and other restrictions.
Mortgages
Fixed Rate Residential Mortgage
*
Annual Percentage Rate
Product
Term
Points
Interest Rate
APR
*
Payment/$1000
Fixed Rate
30 Years
0
3.950%
3.98%
$4.75
30 Years
0.5
3.875%
3.95%
$4.70
30 Years
1
3.750%
3.87%
$4.63
20 Years
0
3.875%
3.92%
$5.99
20 Years
0.5
3.750%
3.85%
$5.93
20 Years
1
3.625%
3.79%
$5.86
15 Years
0
3.250%
3.31%
$7.03
15 Years
0.5
3.125%
3.26%
$6.97
15 Years
1
3.000%
3.20%
$6.91
Fixed Rate Bi-weekly
30 Years
0
5.750%
5.78%
$2.92
15 Years
0
5.250%
5.31%
$4.02
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There is a $1,000 construction fee on all construction loans.
Adjustable rate mortgages are also available. Please ask a loan officer for details.
Other mortgage programs are available. Please ask loan officer for details.
Rates are subject to change without notice. Please ask a loan officer for the most current rate information.
Kennebec Federal Savings reserves the right to grant loans consistent with Bank policy and practice which may include geographic and other restrictions.
Mortgages
Land Loan
*
Annual Percentage Rate
Product
Term
Points
Interest Rate
APR
*
Payment/$1000
Fixed Rate
15 Years
1
8.750%
8.98%
$9.99
back to top
There is a $1,000 construction fee on all construction loans.
Adjustable rate mortgages are also available. Please ask a loan officer for details.
Other mortgage programs are available. Please ask loan officer for details.
Rates are subject to change without notice. Please ask a loan officer for the most current rate information.
Kennebec Federal Savings reserves the right to grant loans consistent with Bank policy and practice which may include geographic and other restrictions.
Mortgages
Seasonal Property
*
Annual Percentage Rate
Product
Term
Points
Interest Rate
APR
*
Payment/$1000
Fixed Rate
30 Years
0
5.200%
5.24%
$5.49
15 Years
0
4.750%
4.81%
$7.78
back to top
There is a $1,000 construction fee on all construction loans.
Adjustable rate mortgages are also available. Please ask a loan officer for details.
Other mortgage programs are available. Please ask loan officer for details.
Rates are subject to change without notice. Please ask a loan officer for the most current rate information.
Kennebec Federal Savings reserves the right to grant loans consistent with Bank policy and practice which may include geographic and other restrictions.
Home Equity Loans
Fixed Rate Home Equity
*
Annual Percentage Rate
Product
Term
Points
Interest Rate
APR
*
Payment/$1000
Fixed Rate Home Equity
15 Years
0
6.500%
6.50%
$8.71
10 Years
0
5.750%
5.75%
$10.98
5 Years
0
5.250%
5.25%
$18.99
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The Home Equity Line of credit rate is variable with a maximum APR of 18%.
You must carry insurance on the property that secures the loan.
Other loan programs are available. Please ask a loan officer for details.
Rates are subject to change without notice. Please ask loan officer for the most current rate information.
Kennebec Federal Savings reserves the right to grant loans consistent with Bank policy and practice which may include geographic and other restrictions.
Home Equity Loans
Home Equity Line of Credit
*
Annual Percentage Rate
Product
Term
Points
Interest Rate
APR
*
Payment/$1000
Home Equity Line of Credit
Open End
0
4.500%
4.50%
back to top
The Home Equity Line of credit rate is variable with a maximum APR of 18%.
You must carry insurance on the property that secures the loan.
Other loan programs are available. Please ask a loan officer for details.
Rates are subject to change without notice. Please ask loan officer for the most current rate information.
Kennebec Federal Savings reserves the right to grant loans consistent with Bank policy and practice which may include geographic and other restrictions.
