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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
Rates
 Loan Interest Rates Rates Updated: 2/5/2012 
Deposits Mortgages
Consumer Loans
Automobile Loan *Annual Percentage Rate
Product Term Interest Rate APR* Payment/$1000
Auto - 2011-2010  60 Months 5.250% 5.370% $18.99
  72 Months 5.500% 5.600% $16.34
Auto - 2009-2007  48 Months 5.625% 5.780% $30.25
  60 Months 5.750% 5.870% $23.37
Auto - 2006 -2004  36 Months 8.000% 8.200% $31.34
Auto - Older than 2004  24 Months 9.000% 9.300% $45.68
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Other loan programs are available. Please ask a loan officer for details.

Rates are subject to change without notice. Please ask loan officer for the most current rate information.

Kennebec Federal Savings reserves the right to grant loans consistent with Bank policy and practice which may include geographic and other restrictions.
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