Online Banking Personal Banking Business Banking Rates » Deposit Rates Mortgage Rates Loan Rates About Us Announcements Community Helpful Information Home	Deposit Interest Rates Rates Updated: 3/10/2010  Loans Mortgages Checking *Annual Percentage Yield Account Type Balance Tiers Rate APY* Minimum To Open KFS Select Checking  $0 - $250 0.00% 0.00% $50.00   $500 - $1,000 0.10% 0.10% $50.00   $1,000 & Over 0.10% 0.10% $50.00 KFS Preferred Checking  $0 - $2,499 0.00% 0.00% $50.00   $2,500 - $4,999 0.15% 0.15% $50.00   $5,000 - $9,999 0.20% 0.20% $50.00   $10,000 & Over 0.35% 0.35% $50.00 Money Market  $0 - $2,499 0.00% 0.00% $2,500.00   $2,500 - $9,999 0.15% 0.15% $2,500.00   $10,000 - $24,999 0.35% 0.35% $2,500.00   $25,000 - 49,999 0.60% 0.60% $2,500.00   $50,000 & Over 0.75% 0.75% $2,500.00 Premium Money Market  $0 - $2,499 0.00% 0.00% $10,000.00   $2,500 - $9,999 0.15% 0.15% $10,000.00   $10,000 - $24,999 0.35% 0.35% $10,000.00   $25,000 - $49,999 0.75% 0.75% $10,000.00   $50,000 & Over 1.00% 1.01% $10,000.00 back to top Fees may reduce earnings. Rates are subject to change without notice. Please ask a customer service representative for the most current rate information. Kennebec Federal Savings reserves the right to accept deposits consistent with Bank policy and practice which may include geographic and other restrictions. Savings *Annual Percentage Yield Account Type Balance Tiers Rate APY* Minimum To Open Regular Savings  $0 - $24 0.00% 0.00% $25.00   $25 & Over 0.15% 0.15% $25.00 Money Market  $0 - $2,499 0.00% 0.00% $2,500.00   $2,500 - $9,999 0.15% 0.15% $2,500.00   $10,000 - $24,999 0.35% 0.35% $2,500.00   $25,000 - $49,999 0.60% 0.60% $2,500.00   $50,000 & Over 0.75% 0.75% $2,500.00 Premium Money Market  $0 - $2,499 0.00% 0.00% $10,000.00   $2,500 - $9,999 0.15% 0.15% $10,000.00   $10,000 - $24,999 0.35% 0.35% $10,000.00   $25,000 - $49,999 0.75% 0.75% $10,000.00   $50,000 & Over 1.00% 1.01% $10,000.00 back to top Fees may reduce earnings. Rates are subject to change without notice. Please ask a customer service representative for the most current rate information. Kennebec Federal Savings reserves the right to accept deposits consistent with Bank policy and practice which may include geographic and other restrictions. CDs *Annual Percentage Yield Account Type Balance Tiers Rate APY* Minimum To Open 3 Month CD  $500 - $9,999 0.30% 0.30% $500.00   $10,000 - $74,999 0.40% 0.40% $10,000.00   $75,000 & Over 0.50% 0.50% $75,000.00 Easy Saver 6 Month CD  $500 - $9,999 0.60% 0.60% $500.00   $10,000 - $74,999 0.70% 0.70% $10,000.00   $75,000 & Over 0.80% 0.80% $75,000.00 6 Month CD  $500 - $9,999 0.65% 0.65% $500.00   $10,000 -$74,999 0.75% 0.75% $10,000.00   $75,000 & Over 0.85% 0.85% $75,000.00 9 Month CD  $500 - $9,999 0.90% 0.90% $500.00   $10,000 - $74,999 1.00% 1.01% $10,000.00   $75,000 & Over 1.10% 1.11% $75,000.00 Easy Saver 1 Year CD  $500 - $24,999 0.90% 0.90% $500.00   $25,000 - $74,999 1.00% 1.01% $25,000.00   $75,000 & Over 1.10% 1.11% $75,000.00 1 Year CD  $500 - $9,999 0.95% 0.95% $500.00   $10,000 - $74,999 1.05% 1.06% $10,000.00   $75,000 & Over 1.15% 1.16% $75,000.00 One Up 15 Month CD  $500 - $9,999 1.00% 1.01% $500.00   $10,000 - $74,999 1.10% 1.11% $10,000.00   $75,000 & Over 1.20% 1.21% $75,000.00 1 1/2 Year CD  $500 - $9,999 1.20% 1.21% $500.00   $10,000 - $74,999 1.30% 1.31% $10,000.00   $75,000 & Over 1.40% 1.41% $75,000.00 2 Year CD  $500 -$9,999 1.50% 1.51% $500.00   $10,000 - $74,999 1.60% 1.61% $10,000.00   $75,000 & Over 1.70% 1.71% $75,000.00 2 1/2 Year CD  $500 - $9,999 1.60% 1.61% $500.00   $10,000 - $74,999 1.70% 1.71% $10,000.00   $75,000 & Over 1.80% 1.83% $75,000.00 3 Year CD  $500 - $9,999 2.20% 2.22% $500.00   $10,000 - $74,999 2.30% 2.33% $10,000.00   $75,000 & Over 2.40% 2.43% $75,000.00 4 Year CD  $500 - $9,999 2.60% 2.63% $500.00   $10,000 - $74,999 2.70% 2.74% $10,000.00   $75,000 & Over 2.80% 2.84% $75,000.00 back to top The Annual Percentage Yield assumes interest remains on deposit until maturity. Withdrawals will reduce earnings. A penalty may be imposed for early withdrawal. Please ask a customer service representative for complete disclosures. Rates are subject to change without notice. Please ask a customer service representative for the most current rate information. Kennebec Federal Savings reserves the right to accept deposits consistent with Bank policy and practice which may include geographic and other restrictions. IRAs *Annual Percentage Yield Account Type Balance Tiers Rate APY* Minimum To Open 1 Year IRA  $500 - $9,999 0.95% 0.95% $500.00   $10,000 - $74,999 1.05% 1.06% $10,000.00   $75,000 & Over 1.15% 1.16% $75,000.00 2 Year IRA  $500 - $9,999 1.50% 1.51% $500.00   $10,000 - $74,999 1.60% 1.61% $10,000.00   $75,000 & Over 1.70% 1.71% $75,000.00 2 1/2 Year IRA  $500 - $9,999 1.60% 1.61% $500.00   $10,000 - $74,999 1.70% 1.71% $10,000.00   $75,000 & Over 1.80% 1.83% $75,000.00 3 Year IRA  $500 - $9,999 2.20% 2.22% $500.00   $10,000 - $74,999 2.30% 2.33% $10,000.00   $75,000 & Over 2.40% 2.43% $75,000.00 4 Year IRA  $500 - $9,999 2.60% 2.63% $500.00   $10,000 - $74,999 2.70% 2.74% $10,000.00   $75,000 & Over 2.80% 2.84% $75,000.00 Regular Savings  $0 - $24.00 0.00% 0.00% $25.00   $25 & Over 0.15% 0.15% $25.00 Money Market  $0 - $2,499 0.00% 0.00% $2,500.00   $2,500 - $9,999 0.15% 0.15% $2,500.00   $10,000 - $24,999 0.35% 0.35% $2,500.00   $25,000 - $49,999 0.60% 0.60% $2,500.00   $50,000 & Over 0.75% 0.75% $2,500.00 back to top The Annual Percentage Yield assumes interest remains on deposit until maturity. Withdrawals will reduce earnings. A penalty may be imposed for early withdrawal. Please ask a customer service representative for complete disclosures. Fees may reduce earnings. Rates are subject to change without notice. Please ask a customer service representative for the most current rate information. Kennebec Federal Savings reserves the right to accept deposits consistent with Bank policy and practice which may include geographic and other restrictions.