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Privacy Policy |
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OUR COMMITMENT TO YOUR PRIVACY
The Directors, management and staff of Kennebec Federal Savings are
concerned about and respect the privacy of your personal financial
information. We value your business and the trust you put in Kennebec
Federal Savings. We are committed to treating customer information
responsibly. To help you better understand how your personal information
is protected at Kennebec Federal Savings, we are providing you with the
following statement describing our practices and policies with respect to
the privacy of customer information.
INFORMATION WE COLLECT
We routinely collect and retain information about you during the application
process, from your transactions and experiences with us, and from other
authorized sources, such as credit bureaus. Information that we collect may
include your: (1) name, address, telephone number, social security number;
(2) answers to questions on deposit and loan applications; (3) deposit and
loan balances, overdraft history and payment history with us; and (4) credit
and checking account histories. All information collected and stored by
Kennebec Federal Savings is used for specific purposes, such as administering
your account, complying with state/federal banking regulations, protecting
against fraud, and developing a better understanding of your financial needs
to provide you with improved products and services.
INFORMATION WE DISCLOSE
We do not disclose any “non-public personal information” about our customers
or former customers to anyone except as permitted by law. “Non-public
personal information” is non-public information about you that we obtain in
connection with providing a financial product or service to you. When we
disclose any information about you, we do it to perform necessary business
functions or provide you with convenient access to products or services. We
may, for example, disclose non-public personal information about you to
others for purposes of servicing your account with us, processing transactions
that you request or authorize, or running credit or other verification checks.
Those third parties are required to keep confidential any customer information
that we give them.
If we change our policy or practices, for example, by adding a category of
information that we will disclose to a third party, we will notify existing
customers and give them an appropriate time period to opt out of the
disclosure.
OUR SECURITY PROCEDURES
We restrict access to your personal and account information to those employees
who need to know that information to provide products or services to you. We
also train our employees to protect the information we have about you. We do
not provide information about you to anyone without first verifying who they
are and whether they may have legal access to that information. We maintain
physical, electronic, and procedural safeguards that comply with federal
standards to guard your non-public personal information.
HOW YOU CAN HELP
In keeping with our privacy policy, we require a signed authorization from you
before we will disclose any of your non-public personal information to any
other third party with whom you’ve decided to share that information. Please
be sure you provide us with such authorization before directing a third party
to contact us for information about you.
PRIVACY ON OUR WEBSITE
When you visit our website, we may use standard software to collect
non-identifying information about visitors, such as: date and time our site
was accessed, IP address, and web browser used. We use this information to
create summary statistics and to determine the level of interest in
information available on our site. When you visit our Online Banking pages,
we use temporary cookies to store customer usage information to facilitate
your access to restricted web pages during a single online session and to
help us analyze traffic. These cookies expire after a limited time, do not
contain any non-public personal information and are not shared with any
other web site. We do not store any email addresses, user names or other
personal information in cookies. Some browsers allow you to reject cookies.
However, if you set your browser to reject cookies, you will be unable to
conduct online transactions with Kennebec Federal Savings.
While you are logged on viewing your account information or conducting
online transactions with Kennebec Federal Savings, we recommend that you
do not access other web sites during your online session. Always sign off
from your online session with Kennebec Federal Savings before moving to or
accessing other web sites and prior to closing your browser or turning off
your computer.
LINKS FROM OUR WEBSITE
Some of the links on our web pages will allow you to leave our website to
go to the linked website. We have provided these links as a convenience to
you. Kennebec Federal Savings does not control the linked websites or
endorse them. Kennebec Federal Savings is not responsible for the privacy
practices or content of linked websites. You should carefully review each
site’s privacy policy before using it.
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