Privacy Policy

Our Commitment to Your Privacy

The Directors, management and staff of Kennebec Federal Savings are concerned about and respect the privacy of your personal financial information. We value your business and the trust you put in Kennebec Federal Savings. We are committed to treating customer information responsibly. To help you better understand how your personal information is protected at Kennebec Federal Savings, we are providing you with the following statement describing our practices and policies with respect to the privacy of customer information.

INFORMATION WE COLLECT

We routinely collect and retain information about you during the application process, from your transactions and experiences with us, and from other authorized sources, such as credit bureaus. Information that we collect may include your: (1) name, address, telephone number, social security number; (2) answers to questions on deposit and loan applications; (3) deposit and loan balances, overdraft history and payment history with us; and (4) credit and checking account histories. All information collected and stored by Kennebec Federal Savings is used for specific purposes, such as administering your account, complying with state/federal banking regulations, protecting against fraud, and developing a better understanding of your financial needs to provide you with improved products and services.

INFORMATION WE DISCLOSE

We do not disclose any "non-public personal information" about our customers or former customers to anyone except as permitted by law. "Non-public personal information" is non-public information about you that we obtain in connection with providing a financial product or service to you. When we disclose any information about you, we do it to perform necessary business functions or provide you with convenient access to products or services. We may, for example, disclose non-public personal information about you to others for purposes of servicing your account with us, processing transactions that you request or authorize, or running credit or other verification checks. Those third parties are required to keep confidential any customer information that we give them.

If we change our policy or practices, for example, by adding a category of information that we will disclose to a third party, we will notify existing customers and give them an appropriate time period to opt out of the disclosure.

OUR SECURITY PROCEDURES

We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. We also train our employees to protect the information we have about you. We do not provide information about you to anyone without first verifying who they are and whether they may have legal access to that information. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your non-public personal information.

HOW YOU CAN HELP

In keeping with our privacy policy, we require a signed authorization from you before we will disclose any of your non-public personal information to any other third party with whom you’ve decided to share that information. Please be sure you provide us with such authorization before directing a third party to contact us for information about you.

PRIVACY ON OUR WEBSITE

When you visit our website, we may use standard software to collect non-identifying information about visitors, such as: date and time our site was accessed, IP address, and web browser used. We use this information to create summary statistics and to determine the level of interest in information available on our site. When you visit our Online Banking pages, we use temporary cookies to store customer usage information to facilitate your access to restricted web pages during a single online session and to help us analyze traffic. These cookies expire after a limited time, do not contain any non-public personal information and are not shared with any other web site. We do not store any email addresses, user names or other personal information in cookies. Some browsers allow you to reject cookies. However, if you set your browser to reject cookies, you will be unable to conduct online transactions with Kennebec Federal Savings.

While you are logged on viewing your account information or conducting online transactions with Kennebec Federal Savings, we recommend that you do not access other web sites during your online session. Always sign off from your online session with Kennebec Federal Savings before moving to or accessing other web sites and prior to closing your browser or turning off your computer.

LINKS FROM OUR WEBSITE

Some of the links on our web pages will allow you to leave our website to go to the linked website. We have provided these links as a convenience to you. Kennebec Federal Savings does not control the linked websites or endorse them. Kennebec Federal Savings is not responsible for the privacy practices or content of linked websites. You should carefully review each site’s privacy policy before using it.